December 10, 2010- Albuerxuque, NM- One of the most common mistakes that security consumers make is not to verify that their security company is licensed and insured. Many security companies pass off fake insurance certificates and licenses. Many use city business licenses and not actual state required licenses. Many Albuquerque security companies don't have commercial general liability insurance or worker's compensation insurance.
Why does it matter? If you contract with an uninsured security company then guess who is getting sued? You. If the security company is negligent in its work then you will probably get sued anyway but at least you should be defended by the security company's insurance IF you require an additionally insured certificate. No worker's compensation causes you to be responsible for any injuries to any employee that is on your property. Do you want that hassle?
Below you can see what an actual insurance certificate looks like for General Liability, Vehicle and Worker's Compensation Insurance. Don't forget that policies are issues yearly and have to be renewed. There are no policies that are issued for more than one year so if you see that there is a two ear policy then you know it is probably a fraud. New insurance policies take over when the old ones expire and it is your responsibility to ask for an updated insurance card.

A good copy of my state licenses for security (PPO) and Private Investigations (PI) is also listed below. You always want to make sure that you get licensed companies otherwise you are breaking the law yourself. Licensed companies are screened by the state and it is required for the owners to be FBI background checked as well as all employees. Each guard will be issued a state ID Card. Each guard (Level 1,2,3) is required a certain amount of training by law and must receive it before carrying any weapons, handcuffs or guns. You are liable if the security company doesn't have the proper employees licensed. You are liable for all of their actions so make sure that you choose carefully and verify all of the guards, their training and experience before you let them on your property. Make sure they are doing security work and not watching movies, sleeping or on Face Book. You would be surprised at how many guards and security companies just don't care.
If you have any questions please contact me. My firm, Summit Security & InvestigationĀ® provides professional security and investigation services 24/7 in Albuquerque. We provide services to clients on a permanent basis or temporary, on-call or emergency. We answer our phones 24/7. Call us if you need help: 505-255-6063.
To Verify Worker's Compensation- Click This Link
To Verify State License- Click This Link
To Get Security or Investigation 24/7- Click This Link
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